Improving the bank portfolio profitability using the scoring method in OAO «Rosselkhozbank»

УДК 336.713.005(470.12)

The article illustrates the effectiveness of using the scoring method by a commercial bank for the borrower creditability. This method allows increasing the bank’s loan portfolio and improve its profitability. The article also describes a way of reducing the share of problem loans with the help of a professional psychologist interview with the potential borrower.

Desk02 theme